Gratuity Calculator

Estimate gratuity from salary and completed service under Payment of Gratuity Act 1972

Key Features & Calculation Guidance

Key features: Covered (15/26) vs Non-Covered, Fixed-Term Mode, Section 10(10) Tax Cap. Free, 100% browser-based — no login required.

Frequently Asked Questions

Is gratuity calculated on CTC or Basic salary?

Gratuity is strictly calculated on your last drawn Basic Salary + Dearness Allowance (DA), NOT on your total CTC.

What is the maximum tax-free gratuity exemption limit for private sector employees?

Under Section 10(10) of the Income Tax Act, gratuity received by private sector employees is tax-free up to a cumulative limit of ₹20 Lakhs.

Trending Financial Searches in India

Last updated: 2026-10-01

Old vs New Tax Regime FY 2026-27 Slabs — Zero tax limit applies up to ₹12.75 Lakhs gross salary under New Regime with ₹75,000 standard deduction.
Best Personal Loan Interest Rates 2026-27 — Top banks are offering personal loans starting at 8.5% interest rates, so compare rates before applying.
NPS Contribution Limits and Tax Benefits — You can claim tax deduction up to ₹2 Lakhs for NPS contributions under Section 80CCD(1B).
Best SIP Plans for 2026-27 — Consider SIPs in equity funds with a historical CAGR of 12%+ for long-term wealth creation.