Gratuity Calculator
Estimate gratuity from salary and completed service under Payment of Gratuity Act 1972
Key Features & Calculation Guidance
Key features: Covered (15/26) vs Non-Covered, Fixed-Term Mode, Section 10(10) Tax Cap. Free, 100% browser-based — no login required.
Frequently Asked Questions
Is gratuity calculated on CTC or Basic salary?
Gratuity is strictly calculated on your last drawn Basic Salary + Dearness Allowance (DA), NOT on your total CTC.
What is the maximum tax-free gratuity exemption limit for private sector employees?
Under Section 10(10) of the Income Tax Act, gratuity received by private sector employees is tax-free up to a cumulative limit of ₹20 Lakhs.
Trending Financial Searches in India
Last updated: 2026-09-04
- Old vs New Tax Regime FY 2026-27 Slabs — Zero tax limit applies up to ₹12.75 Lakhs gross salary under New Regime with ₹75,000 standard deduction.
- Best Personal Loan Interest Rates in 2026-27 — Look for personal loan interest rates starting as low as 8.5% to save more on repayments.
- Top Equity Mutual Funds to Invest in FY 2026-27 — Consider allocating 30% of your portfolio to equity mutual funds that have consistently generated returns above 12% annually for 5 years.
- How to Plan for Retirement in 2026-27 — Aim to save at least 15% of your income annually and invest it in NPS or PPF for a secure retirement.