Step-Up SIP Calculator
Annual top-up SIP return calculator with year-by-year wealth projection
Key Features & Calculation Guidance
Key features: Annual Percentage Top-Up, Year-by-Year Table, Target Corpus Plan. Free, 100% browser-based — no login required.
Frequently Asked Questions
What is a Step-Up SIP?
A Step-Up SIP (or Top-Up SIP) is an option where you automatically increase your monthly investment by a set percentage (e.g. 10%) every year.
How much more wealth does a Step-Up SIP generate?
For a ₹10,000 monthly SIP over 20 years at 12% return, a fixed SIP yields ~₹99.9 Lakhs, whereas a 10% annual Step-Up SIP yields ~₹2.12 Crores—more than double!
Trending Financial Searches in India
Last updated: 2026-10-01
- Old vs New Tax Regime FY 2026-27 Slabs — Zero tax limit applies up to ₹12.75 Lakhs gross salary under New Regime with ₹75,000 standard deduction.
- Best Personal Loan Interest Rates 2026-27 — Top banks are offering personal loans starting at 8.5% interest rates, so compare rates before applying.
- NPS Contribution Limits and Tax Benefits — You can claim tax deduction up to ₹2 Lakhs for NPS contributions under Section 80CCD(1B).
- Best SIP Plans for 2026-27 — Consider SIPs in equity funds with a historical CAGR of 12%+ for long-term wealth creation.