Retirement Calculator
Retirement corpus gap using expenses, inflation, existing assets, pension and step-up savings
Key Features & Calculation Guidance
Key features: Inflation Adjusted, EPF & NPS Split, Visual Timeline Chart. Free, 100% browser-based — no login required.
Frequently Asked Questions
How much retirement corpus is needed for a ₹50,000 monthly expense in India?
At 6% inflation over 30 years, a ₹50,000 monthly expense becomes approximately ₹2.87 Lakhs/month at age 60. Assuming a 7% post-retirement return, you need a corpus of approximately ₹9.01 Crores to fund inflation-adjusted expenses from age 60 to 90 — inflation continues to raise your monthly need throughout retirement, which is why the required corpus is far larger than simply multiplying the retirement-year expense by 30 years.
How does Section 80CCD(2) Employer NPS help retirement planning?
Under Section 80CCD(2), employer contributions to your NPS account up to 14% of Basic + DA are 100% tax-exempt under both the New and Old Tax Regimes, helping you build a tax-free retirement corpus faster.
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